Consumer advocates call them "debt" traps. The banks that offer them call them direct-deposit advances and describe them as available funds for short-term emergencies.
But the cash advances have many of the negative characteristics of payday loans. And on Thursday, U.S. bank regulators took a step toward protecting consumers from the risks they pose. The regulators proposed standards for "deposit-advance products."
Jeffrey Bronfman, UDV church national vice president; Solar Law, UDV church national president; and Tai Bixby, head pastor of the Santa Fe congregation. Churchgoers participate in a ceremony where hallucinogenic huasca tea is consumed, and some neighbors are trying to block the construction of a UDV temple.
A small church in Santa Fe, N.M., has grown up around a unique sacrament. Twice a month, the congregation meets in a ritualized setting to drink Brazilian huasca tea, which has psychoactive properties said to produce a trance-like state.
The Supreme Court confirmed the UDV church's right to exist in 2006. The church doesn't seek new members and prefers to keep a low profile. It did, however, agree for the first time to open up to a journalist.
David Beck and Paul Cauthen were both playing music around San Marcos, Texas, when they recognized that it might be a good move to combine their talents and became Sons of Fathers. Actually, they originally went by the name Beck and Cauthen until another, more famous Beck took notice.
This is TALK OF THE NATION. I'm Neal Conan, in Washington. Last Friday evening the Boston Police Department tweeted the news that the city and the nation had been waiting for. Captured. The hunt is over. The search is done. The terror is over and justice has won. Suspect in custody.