Tagged: foreclosure

Casandra Sheperd is about to be evicted from her home in north St. Louis County.

On a recent afternoon, the soft spoken woman with an easy smile is standing in a room with 20 years’ worth of possessions stacked to the ceiling.

“Every box is hard, you know, because everything has a memory,” Sheperd says. “You know, you pack, you stack, you cry, but you keep moving."

Sheperd lost her job at an insurance company a couple of years ago and started getting behind on her mortgage payments.

The St. Louis County Council approved additional changes to an ordinance that requires lenders to offer mediation to homeowners on the edge of foreclosure.

The tweaks to the ordinance include removing the right for homeowners to sue lenders after they’ve gone through mediation, and they come in the shadow of an ongoing legal battle with lenders over whether the county even has the authority to enforce the ordinance.

Councilwoman Hazel Erby first introduced the mediation plan and is confident in the county’s case.