National Flood Insurance Program | St. Louis Public Radio

National Flood Insurance Program

Kaci Dalton helped residents fill sandbags on Starling Airport Road in Arnold in May 2017.
File Photo | Carolina Hidalgo | St. Louis Public Radio

Federal officials are encouraging St. Louis residents to enroll in flood insurance, in anticipation of a potentially severe flood season.

Most homeowners and renters-insurance policies don’t cover flooding, but the Federal Emergency Management Agency offers flood insurance to residents in thousands of U.S. cities, including St. Louis. The program — which dates back to the late 1960s — sets insurance rates based on building location, age and other factors.